Our Layaway Plan / Balance Parcel Guidelines

We provide LAYAWAY PLAN / BALANCE PARCEL payments on our items

Layaway Plan and Balance Parcel are the same, different stores use them interchangeably. However, Balance Parcel or Layaway Plan allows customers to pay down for an item but the item is not given to the customer. The item remains in the store. Once the final payment has been made and there is no remaining balance on the item. The item is then given to the customer.  Please read below to find out how our Layaway Plan or Balance Parcel Guidelines payment works.

Our Payment Plan Agreement, How it works?

• The customer will be required to make an initial payment of 33% or 1/3 of the total cost of the item(s).
• Any number of payments of any amount can be made thereafter.
• We will hold your layaway item(s) until the order is paid for in full. Upon your final payment you would be able to receive your item. The faster you payout for your item(s) the sooner you would be able to make use of your purchase.
• The customer will be required to make his/her final payment for the item(s) within a Three (3) Months period.
• Failure to pay off the balance within the specified period of time (Three (3) Months) will result in the item(s) being placed back on display and the customer will be required to take item(s) of equivalent value of the total amount of money paid.
• NO CASH BACK / NO REFUND on Layaway Item(s). Total sum of monies paid on the customer’s Layaway Plan account is non-refundable. No partial pick-up or partial cancellations.
• There are no interest or other charges for using our layaway plan except for cancellation; you only make payments towards the total cost of your purchase. You are dealing with us directly, no third party or other processing services, no additional cost or hidden fees.
• All layaways must be paid in full within the 3-Months period. After the end of the 3-Months period or if no payments are received within a 90-day period, your order will be cancelled, returned to stock and a cancellation fee will be deducted from your refund. The monies paid on the layaway plan will be placed in our in-active reserve account. You may use your reserve amount to purchase one of our other items equal to the amount you have paid us.
• If L.C Sawh Enterprises Ltd do not receive your final payment by the “final payment due date”, we will automatically cancel your layaway purchase unless we agree to extend that date.
• For each payment that is being made requires the customer to present their copy of the original receipt.
• In the event the customer decides to cancel the layaway plan agreement, an in-store credit will be held for the monies paid by the customer to L.C Sawh Enterprises Ltd in our in-active reserve account. This in-store credit may be used at any time on another purchase from L.C Sawh Enterprises Ltd. A cancellation fee may apply.

Failure to complete full payment according to this agreement, merchandise will be returned to stock and displayed to sell.

For more information please feel free to ask any one of our staff members.

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